“The Cloud” has become much more than just an external memory extension. It is the solution that organizations need in the age of digitalization: Big Data, the Internet of Things, the increasing mobile use of the web and the blockchain technology require flexible IT infrastructures. So all roads lead towards the cloud, don’t they? But what need companies to take into account when implementing a cloud solution?

Wisdom says, "If you cannot defeat your enemy, become his friend." According to some recent studies, traditional financial service providers should take this advice to heart when it comes to dealing with fintechs. Fintechs, that is start-ups and more-established companies that create better, faster, and cheaper financial services using modern technologies have been a threat to classical banks and insurance companies with their complex, inflexible, and cost intensive structures for quite some time already...

Powerful and influential activist investors like Carl Icahn, Bill Ackman, Nelson Peltz, Edward Bramson, or Daniel Loeb are becoming the worst nightmare of senior executives around the world. They buy a stake of 5% or more of a company and then put the management under massive pressure to rethink business strategy and make changes that will increase shareholder value. In order to achieve their primary goal of shareholder value maximization, all means are justified. They often insist on splitting up the company, introducing cost reduction programs, repurchasing shares, paying cash dividends to shareholders, cutting management bonuses, or replacing the management all together.